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Looking for birthday freebies?

As mentioned in today's Money Smart cover story, online deal site fatwallet.com has a good discussion of freebies available on your birthday from restaurants and other retailers. Follow that discussion here.

Layaway makes a comeback online

Many retail stores have brought back layaway--the trusty, incremental payment method of old. And now it's available for online purchases, too.

 

Sites such as eLayaway.com and Lay-Away.com serve as middlemen for companies such as the Apple Store and KitchenAid, allowing folks to pay for items a little bit at a time before taking possession of them.

 

The service was revived after credit card companies tightened up on personal credit and recession-battered consumers gave up credit cards altogether.

 

---Samantha Maziarz Christmann