MoneyRates.com just released its semiannual bank fees survey, and the results were not good for consumers. It found fewer banks were offering free checking accounts than at any point in the history of the survey, which began in 2009.
At the halfway point of 2013, only 30 percent of the banks surveyed had no monthly maintenance fee. That was down from 36.6 percent at the end of 2012.
The survey also found that the average overdraft fee was $31.60, up from $30.01 at the end of last year.
MoneyRates said its survey is based on data from an index that is a composite of more than 100 banks, including the 50 largest U.S. banks by deposit and a similar number of smaller banks.
-- Matt Glynn